LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,830
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,602
−HK$785/mo
Today · 4.125%
HK$26,387
baseline
▲ 0.50% · 4.625%
HK$27,992
+HK$1,605/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,774/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,623
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,363
−HK$752/mo
Today · 4.125%
HK$29,115
baseline
▲ 0.50% · 4.625%
HK$30,650
+HK$1,535/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,230/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,722
−HK$942/mo
Today · 4.125%
HK$31,664
baseline
▲ 0.50% · 4.625%
HK$33,591
+HK$1,927/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$63,328/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,147
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,036
−HK$902/mo
Today · 4.125%
HK$34,938
baseline
▲ 0.50% · 4.625%
HK$36,780
+HK$1,842/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$69,876/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,843
−HK$1,098/mo
Today · 4.125%
HK$36,941
baseline
▲ 0.50% · 4.625%
HK$39,189
+HK$2,248/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,882/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,672
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,709
−HK$1,052/mo
Today · 4.125%
HK$40,761
baseline
▲ 0.50% · 4.625%
HK$42,910
+HK$2,149/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,522/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,693
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,083
−HK$1,413/mo
Today · 4.125%
HK$47,496
baseline
▲ 0.50% · 4.625%
HK$50,386
+HK$2,890/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,992/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,054
−HK$1,353/mo
Today · 4.125%
HK$52,407
baseline
▲ 0.50% · 4.625%
HK$55,169
+HK$2,762/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,814/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,335 · Scale 2, in force from 26 Feb 2026)