LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,830
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$784/mo
Today · 4.125%
HK$26,387
baseline
▲ 0.50% · 4.625%
HK$27,993
+HK$1,606/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,774/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,364
−HK$752/mo
Today · 4.125%
HK$29,116
baseline
▲ 0.50% · 4.625%
HK$30,651
+HK$1,535/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,232/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,796
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,723
−HK$942/mo
Today · 4.125%
HK$31,665
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,927/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$63,330/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$902/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$1,842/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,763
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$1,098/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$39,190
+HK$2,248/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,673
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,710
−HK$1,052/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$42,911
+HK$2,149/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,085
−HK$1,412/mo
Today · 4.125%
HK$47,497
baseline
▲ 0.50% · 4.625%
HK$50,388
+HK$2,891/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,994/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,722
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,056
−HK$1,353/mo
Today · 4.125%
HK$52,409
baseline
▲ 0.50% · 4.625%
HK$55,171
+HK$2,762/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,818/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,350 · Scale 2, in force from 26 Feb 2026)