LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,837
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$785/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,606/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$751/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,659
+HK$1,536/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,804
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,731
−HK$942/mo
Today · 4.125%
HK$31,673
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,927/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,346/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,157
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,046
−HK$902/mo
Today · 4.125%
HK$34,948
baseline
▲ 0.50% · 4.625%
HK$36,790
+HK$1,842/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,896/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,771
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$1,099/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$39,200
+HK$2,248/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,683
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,720
−HK$1,053/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,149/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,706
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,097
−HK$1,413/mo
Today · 4.125%
HK$47,510
baseline
▲ 0.50% · 4.625%
HK$50,400
+HK$2,890/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$95,020/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,735
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,069
−HK$1,353/mo
Today · 4.125%
HK$52,422
baseline
▲ 0.50% · 4.625%
HK$55,185
+HK$2,763/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,844/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,454 · Scale 2, in force from 26 Feb 2026)