LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,840
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$785/mo
Today · 4.125%
HK$26,398
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,606/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,796/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,635
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,376
−HK$752/mo
Today · 4.125%
HK$29,128
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,535/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,256/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,736
−HK$942/mo
Today · 4.125%
HK$31,678
baseline
▲ 0.50% · 4.625%
HK$33,605
+HK$1,927/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,356/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,162
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,051
−HK$902/mo
Today · 4.125%
HK$34,953
baseline
▲ 0.50% · 4.625%
HK$36,796
+HK$1,843/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,906/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,777
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,858
−HK$1,099/mo
Today · 4.125%
HK$36,957
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$2,249/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$73,914/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,689
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,726
−HK$1,053/mo
Today · 4.125%
HK$40,779
baseline
▲ 0.50% · 4.625%
HK$42,928
+HK$2,149/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$81,558/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,713
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,104
−HK$1,413/mo
Today · 4.125%
HK$47,517
baseline
▲ 0.50% · 4.625%
HK$50,408
+HK$2,891/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$95,034/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,742
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,077
−HK$1,353/mo
Today · 4.125%
HK$52,430
baseline
▲ 0.50% · 4.625%
HK$55,194
+HK$2,764/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,860/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,514 · Scale 2, in force from 26 Feb 2026)