LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,849
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,622
−HK$785/mo
Today · 4.125%
HK$26,407
baseline
▲ 0.50% · 4.625%
HK$28,014
+HK$1,607/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,814/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,644
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,385
−HK$753/mo
Today · 4.125%
HK$29,138
baseline
▲ 0.50% · 4.625%
HK$30,673
+HK$1,535/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,276/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,819
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$942/mo
Today · 4.125%
HK$31,688
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,929/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,376/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,173
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,063
−HK$902/mo
Today · 4.125%
HK$34,965
baseline
▲ 0.50% · 4.625%
HK$36,808
+HK$1,843/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,930/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,788
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,870
−HK$1,100/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$39,219
+HK$2,249/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,740
−HK$1,053/mo
Today · 4.125%
HK$40,793
baseline
▲ 0.50% · 4.625%
HK$42,943
+HK$2,150/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$81,586/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,728
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,119
−HK$1,414/mo
Today · 4.125%
HK$47,533
baseline
▲ 0.50% · 4.625%
HK$50,425
+HK$2,892/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$95,066/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,759
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,094
−HK$1,354/mo
Today · 4.125%
HK$52,448
baseline
▲ 0.50% · 4.625%
HK$55,212
+HK$2,764/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$104,896/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,652 · Scale 2, in force from 26 Feb 2026)