LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,864
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,637
−HK$786/mo
Today · 4.125%
HK$26,423
baseline
▲ 0.50% · 4.625%
HK$28,031
+HK$1,608/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,846/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,661
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,403
−HK$752/mo
Today · 4.125%
HK$29,155
baseline
▲ 0.50% · 4.625%
HK$30,692
+HK$1,537/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,310/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,837
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,765
−HK$943/mo
Today · 4.125%
HK$31,708
baseline
▲ 0.50% · 4.625%
HK$33,637
+HK$1,929/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,416/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,193
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,083
−HK$903/mo
Today · 4.125%
HK$34,986
baseline
▲ 0.50% · 4.625%
HK$36,831
+HK$1,845/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,972/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,810
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,892
−HK$1,101/mo
Today · 4.125%
HK$36,993
baseline
▲ 0.50% · 4.625%
HK$39,243
+HK$2,250/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$73,986/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,725
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,054/mo
Today · 4.125%
HK$40,818
baseline
▲ 0.50% · 4.625%
HK$42,969
+HK$2,151/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$81,636/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,147
−HK$1,415/mo
Today · 4.125%
HK$47,562
baseline
▲ 0.50% · 4.625%
HK$50,456
+HK$2,894/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$95,124/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,790
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,355/mo
Today · 4.125%
HK$52,480
baseline
▲ 0.50% · 4.625%
HK$55,246
+HK$2,766/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$104,960/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,902 · Scale 2, in force from 26 Feb 2026)