LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,867
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$786/mo
Today · 4.125%
HK$26,426
baseline
▲ 0.50% · 4.625%
HK$28,034
+HK$1,608/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,852/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,664
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,406
−HK$753/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,696
+HK$1,537/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,840
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,768
−HK$944/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,929/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,197
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$904/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$1,844/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,814
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$1,100/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$39,248
+HK$2,251/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,730
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,769
−HK$1,053/mo
Today · 4.125%
HK$40,822
baseline
▲ 0.50% · 4.625%
HK$42,974
+HK$2,152/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$81,644/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,760
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,153
−HK$1,414/mo
Today · 4.125%
HK$47,567
baseline
▲ 0.50% · 4.625%
HK$50,462
+HK$2,895/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$95,134/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,796
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,131
−HK$1,355/mo
Today · 4.125%
HK$52,486
baseline
▲ 0.50% · 4.625%
HK$55,252
+HK$2,766/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$104,972/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,950 · Scale 2, in force from 26 Feb 2026)