LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,867
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,641
−HK$786/mo
Today · 4.125%
HK$26,427
baseline
▲ 0.50% · 4.625%
HK$28,035
+HK$1,608/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,854/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,664
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,406
−HK$753/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,696
+HK$1,537/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,841
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,769
−HK$943/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,929/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,197
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$903/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$1,844/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,814
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$1,100/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$39,248
+HK$2,251/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,730
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,769
−HK$1,054/mo
Today · 4.125%
HK$40,823
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,152/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$81,646/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,761
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,153
−HK$1,415/mo
Today · 4.125%
HK$47,568
baseline
▲ 0.50% · 4.625%
HK$50,462
+HK$2,894/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$95,136/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,796
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,132
−HK$1,354/mo
Today · 4.125%
HK$52,486
baseline
▲ 0.50% · 4.625%
HK$55,253
+HK$2,767/mo
Deposit HK$1.09M · loan HK$9.81M · min. income ≈ HK$104,972/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,954 · Scale 2, in force from 26 Feb 2026)