LTV · monthly repayment
▼ 0.50% · 3.625%
HK$248,686
−HK$15,595/mo
▼ 0.25% · 3.875%
HK$256,421
−HK$7,860/mo
Today · 4.125%
HK$264,281
baseline
▲ 0.50% · 4.625%
HK$280,361
+HK$16,080/mo
Deposit HK$54.53M · loan HK$54.53M · min. income ≈ HK$528,562/mo (50% DSR)
Upfront cash ≈ HK$61.50M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,660
−HK$14,948/mo
▼ 0.25% · 3.875%
HK$284,080
−HK$7,528/mo
Today · 4.125%
HK$291,608
baseline
▲ 0.50% · 4.625%
HK$306,979
+HK$15,371/mo
Deposit HK$54.53M · loan HK$54.53M · min. income ≈ HK$583,216/mo (50% DSR)
Upfront cash ≈ HK$61.50M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,423
−HK$18,714/mo
▼ 0.25% · 3.875%
HK$307,706
−HK$9,431/mo
Today · 4.125%
HK$317,137
baseline
▲ 0.50% · 4.625%
HK$336,434
+HK$19,297/mo
Deposit HK$43.62M · loan HK$65.44M · min. income ≈ HK$634,274/mo (50% DSR)
Upfront cash ≈ HK$50.59M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,993
−HK$17,936/mo
▼ 0.25% · 3.875%
HK$340,896
−HK$9,033/mo
Today · 4.125%
HK$349,929
baseline
▲ 0.50% · 4.625%
HK$368,374
+HK$18,445/mo
Deposit HK$43.62M · loan HK$65.44M · min. income ≈ HK$699,858/mo (50% DSR)
Upfront cash ≈ HK$50.59M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,160
−HK$21,833/mo
▼ 0.25% · 3.875%
HK$358,990
−HK$11,003/mo
Today · 4.125%
HK$369,993
baseline
▲ 0.50% · 4.625%
HK$392,506
+HK$22,513/mo
Deposit HK$32.72M · loan HK$76.34M · min. income ≈ HK$739,986/mo (50% DSR)
Upfront cash ≈ HK$39.69M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,325
−HK$20,926/mo
▼ 0.25% · 3.875%
HK$397,712
−HK$10,539/mo
Today · 4.125%
HK$408,251
baseline
▲ 0.50% · 4.625%
HK$429,770
+HK$21,519/mo
Deposit HK$32.72M · loan HK$76.34M · min. income ≈ HK$816,502/mo (50% DSR)
Upfront cash ≈ HK$39.69M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$447,634
−HK$28,071/mo
▼ 0.25% · 3.875%
HK$461,558
−HK$14,147/mo
Today · 4.125%
HK$475,705
baseline
▲ 0.50% · 4.625%
HK$504,651
+HK$28,946/mo
Deposit HK$10.91M · loan HK$98.15M · min. income ≈ HK$951,410/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$497,989
−HK$26,905/mo
▼ 0.25% · 3.875%
HK$511,345
−HK$13,549/mo
Today · 4.125%
HK$524,894
baseline
▲ 0.50% · 4.625%
HK$552,561
+HK$27,667/mo
Deposit HK$10.91M · loan HK$98.15M · min. income ≈ HK$1,049,788/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$6,968,134 · Scale 2, in force from 26 Feb 2026)