LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,870
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$786/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$28,037
+HK$1,608/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$753/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,537/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,844
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$943/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,930/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,091
−HK$903/mo
Today · 4.125%
HK$34,994
baseline
▲ 0.50% · 4.625%
HK$36,839
+HK$1,845/mo
Deposit HK$4.36M · loan HK$6.54M · min. income ≈ HK$69,988/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,817
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,900
−HK$1,101/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$39,252
+HK$2,251/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,734
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,773
−HK$1,054/mo
Today · 4.125%
HK$40,827
baseline
▲ 0.50% · 4.625%
HK$42,979
+HK$2,152/mo
Deposit HK$3.27M · loan HK$7.63M · min. income ≈ HK$81,654/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,765
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,158
−HK$1,414/mo
Today · 4.125%
HK$47,572
baseline
▲ 0.50% · 4.625%
HK$50,467
+HK$2,895/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$95,144/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,801
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,137
−HK$1,354/mo
Today · 4.125%
HK$52,491
baseline
▲ 0.50% · 4.625%
HK$55,258
+HK$2,767/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$104,982/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,994 · Scale 2, in force from 26 Feb 2026)