LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,877
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$786/mo
Today · 4.125%
HK$26,437
baseline
▲ 0.50% · 4.625%
HK$28,045
+HK$1,608/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,874/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,675
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,417
−HK$753/mo
Today · 4.125%
HK$29,170
baseline
▲ 0.50% · 4.625%
HK$30,708
+HK$1,538/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,340/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,852
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$943/mo
Today · 4.125%
HK$31,724
baseline
▲ 0.50% · 4.625%
HK$33,654
+HK$1,930/mo
Deposit HK$4.36M · loan HK$6.55M · min. income ≈ HK$63,448/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,210
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,101
−HK$903/mo
Today · 4.125%
HK$35,004
baseline
▲ 0.50% · 4.625%
HK$36,850
+HK$1,846/mo
Deposit HK$4.36M · loan HK$6.55M · min. income ≈ HK$70,008/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,827
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,911
−HK$1,100/mo
Today · 4.125%
HK$37,011
baseline
▲ 0.50% · 4.625%
HK$39,264
+HK$2,253/mo
Deposit HK$3.27M · loan HK$7.64M · min. income ≈ HK$74,022/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,745
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,784
−HK$1,055/mo
Today · 4.125%
HK$40,839
baseline
▲ 0.50% · 4.625%
HK$42,991
+HK$2,152/mo
Deposit HK$3.27M · loan HK$7.64M · min. income ≈ HK$81,678/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,778
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,171
−HK$1,415/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,482
+HK$2,896/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,815
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,151
−HK$1,356/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,274
+HK$2,767/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,112 · Scale 2, in force from 26 Feb 2026)