LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,878
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$787/mo
Today · 4.125%
HK$26,438
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,608/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$52,876/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,418
−HK$753/mo
Today · 4.125%
HK$29,171
baseline
▲ 0.50% · 4.625%
HK$30,709
+HK$1,538/mo
Deposit HK$5.45M · loan HK$5.45M · min. income ≈ HK$58,342/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,853
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$943/mo
Today · 4.125%
HK$31,725
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,931/mo
Deposit HK$4.36M · loan HK$6.55M · min. income ≈ HK$63,450/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,211
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,102
−HK$904/mo
Today · 4.125%
HK$35,006
baseline
▲ 0.50% · 4.625%
HK$36,851
+HK$1,845/mo
Deposit HK$4.36M · loan HK$6.55M · min. income ≈ HK$70,012/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,829
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$1,101/mo
Today · 4.125%
HK$37,013
baseline
▲ 0.50% · 4.625%
HK$39,265
+HK$2,252/mo
Deposit HK$3.27M · loan HK$7.64M · min. income ≈ HK$74,026/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,746
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,054/mo
Today · 4.125%
HK$40,840
baseline
▲ 0.50% · 4.625%
HK$42,993
+HK$2,153/mo
Deposit HK$3.27M · loan HK$7.64M · min. income ≈ HK$81,680/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,780
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,415/mo
Today · 4.125%
HK$47,588
baseline
▲ 0.50% · 4.625%
HK$50,483
+HK$2,895/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$95,176/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,817
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,153
−HK$1,355/mo
Today · 4.125%
HK$52,508
baseline
▲ 0.50% · 4.625%
HK$55,276
+HK$2,768/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$105,016/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,125 · Scale 2, in force from 26 Feb 2026)