LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,882
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,656
−HK$786/mo
Today · 4.125%
HK$26,442
baseline
▲ 0.50% · 4.625%
HK$28,051
+HK$1,609/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,884/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,681
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,423
−HK$753/mo
Today · 4.125%
HK$29,176
baseline
▲ 0.50% · 4.625%
HK$30,714
+HK$1,538/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,352/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,858
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$944/mo
Today · 4.125%
HK$31,731
baseline
▲ 0.50% · 4.625%
HK$33,661
+HK$1,930/mo
Deposit HK$4.36M · loan HK$6.55M · min. income ≈ HK$63,462/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,217
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,108
−HK$904/mo
Today · 4.125%
HK$35,012
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$1,845/mo
Deposit HK$4.36M · loan HK$6.55M · min. income ≈ HK$70,024/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,835
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$1,101/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$39,271
+HK$2,252/mo
Deposit HK$3.27M · loan HK$7.64M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,753
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,792
−HK$1,055/mo
Today · 4.125%
HK$40,847
baseline
▲ 0.50% · 4.625%
HK$43,000
+HK$2,153/mo
Deposit HK$3.27M · loan HK$7.64M · min. income ≈ HK$81,694/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,787
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,416/mo
Today · 4.125%
HK$47,596
baseline
▲ 0.50% · 4.625%
HK$50,492
+HK$2,896/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$95,192/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,825
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,162
−HK$1,355/mo
Today · 4.125%
HK$52,517
baseline
▲ 0.50% · 4.625%
HK$55,286
+HK$2,769/mo
Deposit HK$1.09M · loan HK$9.82M · min. income ≈ HK$105,034/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,195 · Scale 2, in force from 26 Feb 2026)