LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$787/mo
Today · 4.125%
HK$26,456
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,610/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,912/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$753/mo
Today · 4.125%
HK$29,191
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,539/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,382/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,874
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$944/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,932/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,234
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,125
−HK$905/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$36,876
+HK$1,846/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$1,101/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$39,292
+HK$2,254/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,773
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,813
−HK$1,055/mo
Today · 4.125%
HK$40,868
baseline
▲ 0.50% · 4.625%
HK$43,022
+HK$2,154/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$81,736/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,810
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,204
−HK$1,416/mo
Today · 4.125%
HK$47,620
baseline
▲ 0.50% · 4.625%
HK$50,518
+HK$2,898/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,240/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,851
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,188
−HK$1,356/mo
Today · 4.125%
HK$52,544
baseline
▲ 0.50% · 4.625%
HK$55,314
+HK$2,770/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,088/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,407 · Scale 2, in force from 26 Feb 2026)