LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,898
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,672
−HK$787/mo
Today · 4.125%
HK$26,459
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,610/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,918/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,698
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,441
−HK$754/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,539/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,877
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,806
−HK$945/mo
Today · 4.125%
HK$31,751
baseline
▲ 0.50% · 4.625%
HK$33,683
+HK$1,932/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,502/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,238
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,129
−HK$905/mo
Today · 4.125%
HK$35,034
baseline
▲ 0.50% · 4.625%
HK$36,880
+HK$1,846/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,068/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,857
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,941
−HK$1,101/mo
Today · 4.125%
HK$37,042
baseline
▲ 0.50% · 4.625%
HK$39,296
+HK$2,254/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$74,084/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,818
−HK$1,055/mo
Today · 4.125%
HK$40,873
baseline
▲ 0.50% · 4.625%
HK$43,027
+HK$2,154/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$81,746/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,816
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,210
−HK$1,416/mo
Today · 4.125%
HK$47,626
baseline
▲ 0.50% · 4.625%
HK$50,524
+HK$2,898/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,252/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,857
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,194
−HK$1,357/mo
Today · 4.125%
HK$52,551
baseline
▲ 0.50% · 4.625%
HK$55,321
+HK$2,770/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,102/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,455 · Scale 2, in force from 26 Feb 2026)