LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,899
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$787/mo
Today · 4.125%
HK$26,460
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,610/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,920/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,700
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$753/mo
Today · 4.125%
HK$29,196
baseline
▲ 0.50% · 4.625%
HK$30,735
+HK$1,539/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,392/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,879
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$944/mo
Today · 4.125%
HK$31,752
baseline
▲ 0.50% · 4.625%
HK$33,684
+HK$1,932/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,504/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$905/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$36,882
+HK$1,846/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,858
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,943
−HK$1,101/mo
Today · 4.125%
HK$37,044
baseline
▲ 0.50% · 4.625%
HK$39,298
+HK$2,254/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$74,088/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,780
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,820
−HK$1,055/mo
Today · 4.125%
HK$40,875
baseline
▲ 0.50% · 4.625%
HK$43,029
+HK$2,154/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$81,750/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,818
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,417/mo
Today · 4.125%
HK$47,629
baseline
▲ 0.50% · 4.625%
HK$50,527
+HK$2,898/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,258/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,197
−HK$1,356/mo
Today · 4.125%
HK$52,553
baseline
▲ 0.50% · 4.625%
HK$55,324
+HK$2,771/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,106/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,476 · Scale 2, in force from 26 Feb 2026)