LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,900
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,675
−HK$787/mo
Today · 4.125%
HK$26,462
baseline
▲ 0.50% · 4.625%
HK$28,072
+HK$1,610/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,924/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,701
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,444
−HK$754/mo
Today · 4.125%
HK$29,198
baseline
▲ 0.50% · 4.625%
HK$30,737
+HK$1,539/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,396/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,881
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$944/mo
Today · 4.125%
HK$31,754
baseline
▲ 0.50% · 4.625%
HK$33,686
+HK$1,932/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,508/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,242
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,133
−HK$905/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$1,847/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,076/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,861
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$1,102/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$2,254/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,782
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,822
−HK$1,055/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,032
+HK$2,155/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,821
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,416/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,530
+HK$2,899/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,863
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,200
−HK$1,357/mo
Today · 4.125%
HK$52,557
baseline
▲ 0.50% · 4.625%
HK$55,327
+HK$2,770/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,114/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,501 · Scale 2, in force from 26 Feb 2026)