LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,902
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$787/mo
Today · 4.125%
HK$26,464
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,610/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,928/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,704
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,447
−HK$753/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,539/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,883
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$945/mo
Today · 4.125%
HK$31,757
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,932/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,514/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,244
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,136
−HK$904/mo
Today · 4.125%
HK$35,040
baseline
▲ 0.50% · 4.625%
HK$36,887
+HK$1,847/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,080/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,863
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,948
−HK$1,101/mo
Today · 4.125%
HK$37,049
baseline
▲ 0.50% · 4.625%
HK$39,304
+HK$2,255/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$74,098/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,785
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,825
−HK$1,055/mo
Today · 4.125%
HK$40,880
baseline
▲ 0.50% · 4.625%
HK$43,035
+HK$2,155/mo
Deposit HK$3.28M · loan HK$7.64M · min. income ≈ HK$81,760/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,824
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,218
−HK$1,417/mo
Today · 4.125%
HK$47,635
baseline
▲ 0.50% · 4.625%
HK$50,533
+HK$2,898/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,270/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,866
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,204
−HK$1,357/mo
Today · 4.125%
HK$52,561
baseline
▲ 0.50% · 4.625%
HK$55,331
+HK$2,770/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,122/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,532 · Scale 2, in force from 26 Feb 2026)