LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,904
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,679
−HK$787/mo
Today · 4.125%
HK$26,466
baseline
▲ 0.50% · 4.625%
HK$28,076
+HK$1,610/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,932/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,706
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,449
−HK$753/mo
Today · 4.125%
HK$29,202
baseline
▲ 0.50% · 4.625%
HK$30,742
+HK$1,540/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,404/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,885
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,815
−HK$944/mo
Today · 4.125%
HK$31,759
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,932/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,518/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,247
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,138
−HK$905/mo
Today · 4.125%
HK$35,043
baseline
▲ 0.50% · 4.625%
HK$36,890
+HK$1,847/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,086/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,866
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,950
−HK$1,102/mo
Today · 4.125%
HK$37,052
baseline
▲ 0.50% · 4.625%
HK$39,307
+HK$2,255/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,104/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,788
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,828
−HK$1,055/mo
Today · 4.125%
HK$40,883
baseline
▲ 0.50% · 4.625%
HK$43,038
+HK$2,155/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,766/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,827
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,222
−HK$1,416/mo
Today · 4.125%
HK$47,638
baseline
▲ 0.50% · 4.625%
HK$50,537
+HK$2,899/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,276/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,870
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,207
−HK$1,357/mo
Today · 4.125%
HK$52,564
baseline
▲ 0.50% · 4.625%
HK$55,335
+HK$2,771/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,128/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,561 · Scale 2, in force from 26 Feb 2026)