LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,909
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,684
−HK$787/mo
Today · 4.125%
HK$26,471
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,611/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,942/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,711
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$754/mo
Today · 4.125%
HK$29,209
baseline
▲ 0.50% · 4.625%
HK$30,748
+HK$1,539/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,418/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,891
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$945/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,699
+HK$1,933/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,254
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,146
−HK$904/mo
Today · 4.125%
HK$35,050
baseline
▲ 0.50% · 4.625%
HK$36,898
+HK$1,848/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,100/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,873
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,958
−HK$1,102/mo
Today · 4.125%
HK$37,060
baseline
▲ 0.50% · 4.625%
HK$39,315
+HK$2,255/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,120/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,796
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,837
−HK$1,055/mo
Today · 4.125%
HK$40,892
baseline
▲ 0.50% · 4.625%
HK$43,048
+HK$2,156/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,784/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,837
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,232
−HK$1,417/mo
Today · 4.125%
HK$47,649
baseline
▲ 0.50% · 4.625%
HK$50,548
+HK$2,899/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,298/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,881
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,218
−HK$1,357/mo
Today · 4.125%
HK$52,575
baseline
▲ 0.50% · 4.625%
HK$55,347
+HK$2,772/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,150/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,648 · Scale 2, in force from 26 Feb 2026)