LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,910
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,685
−HK$787/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$28,083
+HK$1,611/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,712
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$754/mo
Today · 4.125%
HK$29,209
baseline
▲ 0.50% · 4.625%
HK$30,749
+HK$1,540/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,418/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,892
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$944/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,699
+HK$1,933/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,146
−HK$905/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$1,848/mo
Deposit HK$4.37M · loan HK$6.55M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,874
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,959
−HK$1,102/mo
Today · 4.125%
HK$37,061
baseline
▲ 0.50% · 4.625%
HK$39,316
+HK$2,255/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,122/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,797
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,837
−HK$1,056/mo
Today · 4.125%
HK$40,893
baseline
▲ 0.50% · 4.625%
HK$43,049
+HK$2,156/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,786/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,838
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,233
−HK$1,417/mo
Today · 4.125%
HK$47,650
baseline
▲ 0.50% · 4.625%
HK$50,549
+HK$2,899/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,300/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,882
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,220
−HK$1,357/mo
Today · 4.125%
HK$52,577
baseline
▲ 0.50% · 4.625%
HK$55,348
+HK$2,771/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,154/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,658 · Scale 2, in force from 26 Feb 2026)