LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,912
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,687
−HK$788/mo
Today · 4.125%
HK$26,475
baseline
▲ 0.50% · 4.625%
HK$28,086
+HK$1,611/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,950/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,715
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,458
−HK$754/mo
Today · 4.125%
HK$29,212
baseline
▲ 0.50% · 4.625%
HK$30,752
+HK$1,540/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,424/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,895
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$945/mo
Today · 4.125%
HK$31,770
baseline
▲ 0.50% · 4.625%
HK$33,703
+HK$1,933/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,540/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,258
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,150
−HK$905/mo
Today · 4.125%
HK$35,055
baseline
▲ 0.50% · 4.625%
HK$36,902
+HK$1,847/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,110/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,877
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,962
−HK$1,103/mo
Today · 4.125%
HK$37,065
baseline
▲ 0.50% · 4.625%
HK$39,320
+HK$2,255/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,130/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,801
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,841
−HK$1,056/mo
Today · 4.125%
HK$40,897
baseline
▲ 0.50% · 4.625%
HK$43,053
+HK$2,156/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,794/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,842
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,237
−HK$1,417/mo
Today · 4.125%
HK$47,654
baseline
▲ 0.50% · 4.625%
HK$50,554
+HK$2,900/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,308/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,887
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,225
−HK$1,357/mo
Today · 4.125%
HK$52,582
baseline
▲ 0.50% · 4.625%
HK$55,354
+HK$2,772/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,164/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,699 · Scale 2, in force from 26 Feb 2026)