LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,918
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,693
−HK$787/mo
Today · 4.125%
HK$26,480
baseline
▲ 0.50% · 4.625%
HK$28,092
+HK$1,612/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,960/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,721
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,464
−HK$754/mo
Today · 4.125%
HK$29,218
baseline
▲ 0.50% · 4.625%
HK$30,759
+HK$1,541/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,436/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,901
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,831
−HK$945/mo
Today · 4.125%
HK$31,776
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,934/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,552/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,265
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$905/mo
Today · 4.125%
HK$35,062
baseline
▲ 0.50% · 4.625%
HK$36,910
+HK$1,848/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,124/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,885
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$1,102/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$2,256/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,056/mo
Today · 4.125%
HK$40,906
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,156/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,812/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,852
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,247
−HK$1,418/mo
Today · 4.125%
HK$47,665
baseline
▲ 0.50% · 4.625%
HK$50,565
+HK$2,900/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$95,330/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,897
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,236
−HK$1,357/mo
Today · 4.125%
HK$52,593
baseline
▲ 0.50% · 4.625%
HK$55,365
+HK$2,772/mo
Deposit HK$1.09M · loan HK$9.83M · min. income ≈ HK$105,186/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,785 · Scale 2, in force from 26 Feb 2026)