LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,919
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$788/mo
Today · 4.125%
HK$26,482
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,611/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$52,964/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,722
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,466
−HK$754/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,760
+HK$1,540/mo
Deposit HK$5.46M · loan HK$5.46M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,903
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,833
−HK$945/mo
Today · 4.125%
HK$31,778
baseline
▲ 0.50% · 4.625%
HK$33,712
+HK$1,934/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,556/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,267
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,159
−HK$905/mo
Today · 4.125%
HK$35,064
baseline
▲ 0.50% · 4.625%
HK$36,912
+HK$1,848/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,128/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,887
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$1,103/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,331
+HK$2,256/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,811
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,852
−HK$1,056/mo
Today · 4.125%
HK$40,908
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,157/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,816/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,855
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,250
−HK$1,417/mo
Today · 4.125%
HK$47,667
baseline
▲ 0.50% · 4.625%
HK$50,568
+HK$2,901/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$95,334/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,900
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,239
−HK$1,357/mo
Today · 4.125%
HK$52,596
baseline
▲ 0.50% · 4.625%
HK$55,369
+HK$2,773/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$105,192/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,810 · Scale 2, in force from 26 Feb 2026)