LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,927
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,702
−HK$788/mo
Today · 4.125%
HK$26,490
baseline
▲ 0.50% · 4.625%
HK$28,102
+HK$1,612/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$52,980/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,731
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,474
−HK$755/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$30,769
+HK$1,540/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,912
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,842
−HK$946/mo
Today · 4.125%
HK$31,788
baseline
▲ 0.50% · 4.625%
HK$33,722
+HK$1,934/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,576/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,277
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,169
−HK$905/mo
Today · 4.125%
HK$35,074
baseline
▲ 0.50% · 4.625%
HK$36,923
+HK$1,849/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,148/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,897
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,983
−HK$1,103/mo
Today · 4.125%
HK$37,086
baseline
▲ 0.50% · 4.625%
HK$39,342
+HK$2,256/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,172/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,823
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,864
−HK$1,056/mo
Today · 4.125%
HK$40,920
baseline
▲ 0.50% · 4.625%
HK$43,077
+HK$2,157/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,840/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,868
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,263
−HK$1,418/mo
Today · 4.125%
HK$47,681
baseline
▲ 0.50% · 4.625%
HK$50,583
+HK$2,902/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$95,362/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,915
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,254
−HK$1,358/mo
Today · 4.125%
HK$52,612
baseline
▲ 0.50% · 4.625%
HK$55,385
+HK$2,773/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$105,224/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$409,931 · Scale 2, in force from 26 Feb 2026)