LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,933
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$788/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$28,109
+HK$1,612/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$754/mo
Today · 4.125%
HK$29,236
baseline
▲ 0.50% · 4.625%
HK$30,778
+HK$1,542/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,472/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,920
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,850
−HK$946/mo
Today · 4.125%
HK$31,796
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,935/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,592/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$906/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$1,849/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$1,103/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$2,258/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,833
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,056/mo
Today · 4.125%
HK$40,931
baseline
▲ 0.50% · 4.625%
HK$43,089
+HK$2,158/mo
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$81,862/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,880
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,418/mo
Today · 4.125%
HK$47,694
baseline
▲ 0.50% · 4.625%
HK$50,596
+HK$2,902/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$95,388/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,928
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,359/mo
Today · 4.125%
HK$52,626
baseline
▲ 0.50% · 4.625%
HK$55,400
+HK$2,774/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$105,252/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,039 · Scale 2, in force from 26 Feb 2026)