LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,936
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$788/mo
Today · 4.125%
HK$26,500
baseline
▲ 0.50% · 4.625%
HK$28,113
+HK$1,613/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$53,000/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,742
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,486
−HK$754/mo
Today · 4.125%
HK$29,240
baseline
▲ 0.50% · 4.625%
HK$30,782
+HK$1,542/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,480/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,924
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,855
−HK$945/mo
Today · 4.125%
HK$31,800
baseline
▲ 0.50% · 4.625%
HK$33,735
+HK$1,935/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,600/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,290
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,183
−HK$905/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$36,938
+HK$1,850/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,911
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,997
−HK$1,103/mo
Today · 4.125%
HK$37,100
baseline
▲ 0.50% · 4.625%
HK$39,358
+HK$2,258/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$74,200/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,838
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,057/mo
Today · 4.125%
HK$40,937
baseline
▲ 0.50% · 4.625%
HK$43,094
+HK$2,157/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$81,874/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,886
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,418/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,603
+HK$2,903/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,935
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,274
−HK$1,359/mo
Today · 4.125%
HK$52,633
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$2,774/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$105,266/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,094 · Scale 2, in force from 26 Feb 2026)