LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,939
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,715
−HK$788/mo
Today · 4.125%
HK$26,503
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,612/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$53,006/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,744
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,488
−HK$755/mo
Today · 4.125%
HK$29,243
baseline
▲ 0.50% · 4.625%
HK$30,785
+HK$1,542/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,486/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,927
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,857
−HK$946/mo
Today · 4.125%
HK$31,803
baseline
▲ 0.50% · 4.625%
HK$33,738
+HK$1,935/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$63,606/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,293
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,186
−HK$906/mo
Today · 4.125%
HK$35,092
baseline
▲ 0.50% · 4.625%
HK$36,942
+HK$1,850/mo
Deposit HK$4.37M · loan HK$6.56M · min. income ≈ HK$70,184/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,914
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$1,104/mo
Today · 4.125%
HK$37,104
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$2,257/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$74,208/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,884
−HK$1,056/mo
Today · 4.125%
HK$40,940
baseline
▲ 0.50% · 4.625%
HK$43,098
+HK$2,158/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$81,880/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,890
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,286
−HK$1,419/mo
Today · 4.125%
HK$47,705
baseline
▲ 0.50% · 4.625%
HK$50,608
+HK$2,903/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$95,410/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,940
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,279
−HK$1,359/mo
Today · 4.125%
HK$52,638
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$2,774/mo
Deposit HK$1.09M · loan HK$9.84M · min. income ≈ HK$105,276/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,133 · Scale 2, in force from 26 Feb 2026)