LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,951
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$788/mo
Today · 4.125%
HK$26,515
baseline
▲ 0.50% · 4.625%
HK$28,129
+HK$1,614/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$53,030/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$755/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$30,799
+HK$1,542/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,941
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,872
−HK$946/mo
Today · 4.125%
HK$31,818
baseline
▲ 0.50% · 4.625%
HK$33,754
+HK$1,936/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,636/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,309
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,202
−HK$906/mo
Today · 4.125%
HK$35,108
baseline
▲ 0.50% · 4.625%
HK$36,959
+HK$1,851/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,216/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,931
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$1,104/mo
Today · 4.125%
HK$37,121
baseline
▲ 0.50% · 4.625%
HK$39,380
+HK$2,259/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$74,242/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,860
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,902
−HK$1,058/mo
Today · 4.125%
HK$40,960
baseline
▲ 0.50% · 4.625%
HK$43,119
+HK$2,159/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$81,920/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,911
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,308
−HK$1,419/mo
Today · 4.125%
HK$47,727
baseline
▲ 0.50% · 4.625%
HK$50,631
+HK$2,904/mo
Deposit HK$1.09M · loan HK$9.85M · min. income ≈ HK$95,454/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,963
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,303
−HK$1,359/mo
Today · 4.125%
HK$52,662
baseline
▲ 0.50% · 4.625%
HK$55,438
+HK$2,776/mo
Deposit HK$1.09M · loan HK$9.85M · min. income ≈ HK$105,324/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,325 · Scale 2, in force from 26 Feb 2026)