LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,954
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,730
−HK$788/mo
Today · 4.125%
HK$26,518
baseline
▲ 0.50% · 4.625%
HK$28,132
+HK$1,614/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$53,036/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,761
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$755/mo
Today · 4.125%
HK$29,260
baseline
▲ 0.50% · 4.625%
HK$30,803
+HK$1,543/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,520/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,944
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,876
−HK$946/mo
Today · 4.125%
HK$31,822
baseline
▲ 0.50% · 4.625%
HK$33,758
+HK$1,936/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,644/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,313
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,206
−HK$906/mo
Today · 4.125%
HK$35,112
baseline
▲ 0.50% · 4.625%
HK$36,963
+HK$1,851/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,224/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,935
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,022
−HK$1,104/mo
Today · 4.125%
HK$37,126
baseline
▲ 0.50% · 4.625%
HK$39,385
+HK$2,259/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$74,252/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,865
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,907
−HK$1,058/mo
Today · 4.125%
HK$40,965
baseline
▲ 0.50% · 4.625%
HK$43,124
+HK$2,159/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$81,930/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,916
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,314
−HK$1,419/mo
Today · 4.125%
HK$47,733
baseline
▲ 0.50% · 4.625%
HK$50,638
+HK$2,905/mo
Deposit HK$1.09M · loan HK$9.85M · min. income ≈ HK$95,466/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,969
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,309
−HK$1,360/mo
Today · 4.125%
HK$52,669
baseline
▲ 0.50% · 4.625%
HK$55,445
+HK$2,776/mo
Deposit HK$1.09M · loan HK$9.85M · min. income ≈ HK$105,338/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$410,375 · Scale 2, in force from 26 Feb 2026)