LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,966
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,742
−HK$789/mo
Today · 4.125%
HK$26,531
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,614/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$53,062/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,774
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,519
−HK$755/mo
Today · 4.125%
HK$29,274
baseline
▲ 0.50% · 4.625%
HK$30,818
+HK$1,544/mo
Deposit HK$5.47M · loan HK$5.47M · min. income ≈ HK$58,548/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,891
−HK$946/mo
Today · 4.125%
HK$31,837
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,938/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,674/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,329
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$906/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$36,981
+HK$1,852/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,952
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,039
−HK$1,105/mo
Today · 4.125%
HK$37,144
baseline
▲ 0.50% · 4.625%
HK$39,404
+HK$2,260/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$74,288/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,883
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,058/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,145
+HK$2,161/mo
Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,938
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,336
−HK$1,420/mo
Today · 4.125%
HK$47,756
baseline
▲ 0.50% · 4.625%
HK$50,662
+HK$2,906/mo
Deposit HK$1.09M · loan HK$9.85M · min. income ≈ HK$95,512/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,993
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,334
−HK$1,360/mo
Today · 4.125%
HK$52,694
baseline
▲ 0.50% · 4.625%
HK$55,472
+HK$2,778/mo
Deposit HK$1.09M · loan HK$9.85M · min. income ≈ HK$105,388/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,572 · Scale 2, in force from 26 Feb 2026)