LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,975
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,752
−HK$789/mo
Today · 4.125%
HK$26,541
baseline
▲ 0.50% · 4.625%
HK$28,156
+HK$1,615/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,082/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,784
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,530
−HK$756/mo
Today · 4.125%
HK$29,286
baseline
▲ 0.50% · 4.625%
HK$30,829
+HK$1,543/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,572/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,970
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,902
−HK$947/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,787
+HK$1,938/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,341
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,235
−HK$908/mo
Today · 4.125%
HK$35,143
baseline
▲ 0.50% · 4.625%
HK$36,995
+HK$1,852/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,286/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,965
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,053
−HK$1,105/mo
Today · 4.125%
HK$37,158
baseline
▲ 0.50% · 4.625%
HK$39,419
+HK$2,261/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,316/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,898
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,941
−HK$1,059/mo
Today · 4.125%
HK$41,000
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,161/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,000/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,955
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,353
−HK$1,421/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,681
+HK$2,907/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,012
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,353
−HK$1,361/mo
Today · 4.125%
HK$52,714
baseline
▲ 0.50% · 4.625%
HK$55,493
+HK$2,779/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$105,428/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,727 · Scale 2, in force from 26 Feb 2026)