LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,977
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$790/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$28,158
+HK$1,615/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,531
−HK$756/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$30,831
+HK$1,544/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$947/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,789
+HK$1,938/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$907/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$36,997
+HK$1,852/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,967
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$1,105/mo
Today · 4.125%
HK$37,160
baseline
▲ 0.50% · 4.625%
HK$39,421
+HK$2,261/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,320/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,901
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,944
−HK$1,058/mo
Today · 4.125%
HK$41,002
baseline
▲ 0.50% · 4.625%
HK$43,164
+HK$2,162/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,004/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,958
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,356
−HK$1,421/mo
Today · 4.125%
HK$47,777
baseline
▲ 0.50% · 4.625%
HK$50,684
+HK$2,907/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$95,554/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,015
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,356
−HK$1,361/mo
Today · 4.125%
HK$52,717
baseline
▲ 0.50% · 4.625%
HK$55,496
+HK$2,779/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$105,434/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,752 · Scale 2, in force from 26 Feb 2026)