LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,978
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,755
−HK$790/mo
Today · 4.125%
HK$26,545
baseline
▲ 0.50% · 4.625%
HK$28,160
+HK$1,615/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,090/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,788
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$756/mo
Today · 4.125%
HK$29,289
baseline
▲ 0.50% · 4.625%
HK$30,833
+HK$1,544/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,578/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,906
−HK$948/mo
Today · 4.125%
HK$31,854
baseline
▲ 0.50% · 4.625%
HK$33,792
+HK$1,938/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,708/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,346
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$907/mo
Today · 4.125%
HK$35,147
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$1,853/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,294/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,057
−HK$1,106/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,424
+HK$2,261/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,903
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,947
−HK$1,058/mo
Today · 4.125%
HK$41,005
baseline
▲ 0.50% · 4.625%
HK$43,167
+HK$2,162/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,010/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,961
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,359
−HK$1,421/mo
Today · 4.125%
HK$47,780
baseline
▲ 0.50% · 4.625%
HK$50,688
+HK$2,908/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$95,560/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,019
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,360
−HK$1,361/mo
Today · 4.125%
HK$52,721
baseline
▲ 0.50% · 4.625%
HK$55,500
+HK$2,779/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$105,442/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,782 · Scale 2, in force from 26 Feb 2026)