LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,979
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,756
−HK$789/mo
Today · 4.125%
HK$26,545
baseline
▲ 0.50% · 4.625%
HK$28,161
+HK$1,616/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,090/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,789
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,534
−HK$756/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,544/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,907
−HK$947/mo
Today · 4.125%
HK$31,854
baseline
▲ 0.50% · 4.625%
HK$33,793
+HK$1,939/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,708/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,241
−HK$907/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$1,853/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$1,105/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$2,262/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,058/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,162/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,962
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,361
−HK$1,421/mo
Today · 4.125%
HK$47,782
baseline
▲ 0.50% · 4.625%
HK$50,689
+HK$2,907/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$95,564/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,020
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,361
−HK$1,361/mo
Today · 4.125%
HK$52,722
baseline
▲ 0.50% · 4.625%
HK$55,501
+HK$2,779/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$105,444/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,792 · Scale 2, in force from 26 Feb 2026)