LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,987
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,764
−HK$790/mo
Today · 4.125%
HK$26,554
baseline
▲ 0.50% · 4.625%
HK$28,170
+HK$1,616/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,108/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,798
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,543
−HK$757/mo
Today · 4.125%
HK$29,300
baseline
▲ 0.50% · 4.625%
HK$30,844
+HK$1,544/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,600/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,984
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,917
−HK$948/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,803
+HK$1,938/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,357
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$907/mo
Today · 4.125%
HK$35,159
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$1,854/mo
Deposit HK$4.38M · loan HK$6.57M · min. income ≈ HK$70,318/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,982
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$1,105/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,437
+HK$2,262/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,350/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,917
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,961
−HK$1,058/mo
Today · 4.125%
HK$41,019
baseline
▲ 0.50% · 4.625%
HK$43,182
+HK$2,163/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,038/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,976
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,421/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,705
+HK$2,908/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,036
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,378
−HK$1,361/mo
Today · 4.125%
HK$52,739
baseline
▲ 0.50% · 4.625%
HK$55,519
+HK$2,780/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$105,478/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)