LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,989
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,766
−HK$790/mo
Today · 4.125%
HK$26,556
baseline
▲ 0.50% · 4.625%
HK$28,172
+HK$1,616/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,112/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,800
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,546
−HK$756/mo
Today · 4.125%
HK$29,302
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,545/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,987
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,920
−HK$947/mo
Today · 4.125%
HK$31,867
baseline
▲ 0.50% · 4.625%
HK$33,806
+HK$1,939/mo
Deposit HK$4.38M · loan HK$6.58M · min. income ≈ HK$63,734/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,360
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,255
−HK$907/mo
Today · 4.125%
HK$35,162
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$1,854/mo
Deposit HK$4.38M · loan HK$6.58M · min. income ≈ HK$70,324/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,985
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$1,106/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,441
+HK$2,262/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,920
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,964
−HK$1,059/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,162/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,980
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,379
−HK$1,422/mo
Today · 4.125%
HK$47,801
baseline
▲ 0.50% · 4.625%
HK$50,710
+HK$2,909/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$95,602/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,040
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,382
−HK$1,362/mo
Today · 4.125%
HK$52,744
baseline
▲ 0.50% · 4.625%
HK$55,524
+HK$2,780/mo
Deposit HK$1.10M · loan HK$9.86M · min. income ≈ HK$105,488/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$410,958 · Scale 2, in force from 26 Feb 2026)