LTV · monthly repayment
▼ 0.50% · 3.625%
HK$249,969
−HK$15,675/mo
▼ 0.25% · 3.875%
HK$257,744
−HK$7,900/mo
Today · 4.125%
HK$265,644
baseline
▲ 0.50% · 4.625%
HK$281,808
+HK$16,164/mo
Deposit HK$54.81M · loan HK$54.81M · min. income ≈ HK$531,288/mo (50% DSR)
Upfront cash ≈ HK$61.94M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,088
−HK$15,024/mo
▼ 0.25% · 3.875%
HK$285,546
−HK$7,566/mo
Today · 4.125%
HK$293,112
baseline
▲ 0.50% · 4.625%
HK$308,562
+HK$15,450/mo
Deposit HK$54.81M · loan HK$54.81M · min. income ≈ HK$586,224/mo (50% DSR)
Upfront cash ≈ HK$61.94M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,963
−HK$18,810/mo
▼ 0.25% · 3.875%
HK$309,293
−HK$9,480/mo
Today · 4.125%
HK$318,773
baseline
▲ 0.50% · 4.625%
HK$338,170
+HK$19,397/mo
Deposit HK$43.85M · loan HK$65.77M · min. income ≈ HK$637,546/mo (50% DSR)
Upfront cash ≈ HK$50.97M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,705
−HK$18,030/mo
▼ 0.25% · 3.875%
HK$342,655
−HK$9,080/mo
Today · 4.125%
HK$351,735
baseline
▲ 0.50% · 4.625%
HK$370,275
+HK$18,540/mo
Deposit HK$43.85M · loan HK$65.77M · min. income ≈ HK$703,470/mo (50% DSR)
Upfront cash ≈ HK$50.97M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,956
−HK$21,946/mo
▼ 0.25% · 3.875%
HK$360,842
−HK$11,060/mo
Today · 4.125%
HK$371,902
baseline
▲ 0.50% · 4.625%
HK$394,531
+HK$22,629/mo
Deposit HK$32.89M · loan HK$76.74M · min. income ≈ HK$743,804/mo (50% DSR)
Upfront cash ≈ HK$40.01M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,323
−HK$21,034/mo
▼ 0.25% · 3.875%
HK$399,764
−HK$10,593/mo
Today · 4.125%
HK$410,357
baseline
▲ 0.50% · 4.625%
HK$431,987
+HK$21,630/mo
Deposit HK$32.89M · loan HK$76.74M · min. income ≈ HK$820,714/mo (50% DSR)
Upfront cash ≈ HK$40.01M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,944
−HK$28,215/mo
▼ 0.25% · 3.875%
HK$463,940
−HK$14,219/mo
Today · 4.125%
HK$478,159
baseline
▲ 0.50% · 4.625%
HK$507,254
+HK$29,095/mo
Deposit HK$10.96M · loan HK$98.66M · min. income ≈ HK$956,318/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,558
−HK$27,044/mo
▼ 0.25% · 3.875%
HK$513,983
−HK$13,619/mo
Today · 4.125%
HK$527,602
baseline
▲ 0.50% · 4.625%
HK$555,412
+HK$27,810/mo
Deposit HK$10.96M · loan HK$98.66M · min. income ≈ HK$1,055,204/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$7,125,505 · Scale 2, in force from 26 Feb 2026)