LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,000
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$790/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$28,184
+HK$1,616/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,812
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$757/mo
Today · 4.125%
HK$29,315
baseline
▲ 0.50% · 4.625%
HK$30,860
+HK$1,545/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,630/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,000
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$948/mo
Today · 4.125%
HK$31,881
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,940/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,762/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,375
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$908/mo
Today · 4.125%
HK$35,178
baseline
▲ 0.50% · 4.625%
HK$37,032
+HK$1,854/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,356/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,000
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,089
−HK$1,106/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,458
+HK$2,263/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,937
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,982
−HK$1,059/mo
Today · 4.125%
HK$41,041
baseline
▲ 0.50% · 4.625%
HK$43,204
+HK$2,163/mo
Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$82,082/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,000
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,422/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,732
+HK$2,910/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,062
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,405
−HK$1,362/mo
Today · 4.125%
HK$52,767
baseline
▲ 0.50% · 4.625%
HK$55,548
+HK$2,781/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,534/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,141 · Scale 2, in force from 26 Feb 2026)