LTV · monthly repayment
▼ 0.50% · 3.625%
HK$250,004
−HK$15,677/mo
▼ 0.25% · 3.875%
HK$257,780
−HK$7,901/mo
Today · 4.125%
HK$265,681
baseline
▲ 0.50% · 4.625%
HK$281,847
+HK$16,166/mo
Deposit HK$54.82M · loan HK$54.82M · min. income ≈ HK$531,362/mo (50% DSR)
Upfront cash ≈ HK$61.95M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,127
−HK$15,026/mo
▼ 0.25% · 3.875%
HK$285,586
−HK$7,567/mo
Today · 4.125%
HK$293,153
baseline
▲ 0.50% · 4.625%
HK$308,606
+HK$15,453/mo
Deposit HK$54.82M · loan HK$54.82M · min. income ≈ HK$586,306/mo (50% DSR)
Upfront cash ≈ HK$61.95M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,005
−HK$18,813/mo
▼ 0.25% · 3.875%
HK$309,337
−HK$9,481/mo
Today · 4.125%
HK$318,818
baseline
▲ 0.50% · 4.625%
HK$338,217
+HK$19,399/mo
Deposit HK$43.86M · loan HK$65.78M · min. income ≈ HK$637,636/mo (50% DSR)
Upfront cash ≈ HK$50.98M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,752
−HK$18,032/mo
▼ 0.25% · 3.875%
HK$342,703
−HK$9,081/mo
Today · 4.125%
HK$351,784
baseline
▲ 0.50% · 4.625%
HK$370,327
+HK$18,543/mo
Deposit HK$43.86M · loan HK$65.78M · min. income ≈ HK$703,568/mo (50% DSR)
Upfront cash ≈ HK$50.98M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,005
−HK$21,949/mo
▼ 0.25% · 3.875%
HK$360,893
−HK$11,061/mo
Today · 4.125%
HK$371,954
baseline
▲ 0.50% · 4.625%
HK$394,586
+HK$22,632/mo
Deposit HK$32.89M · loan HK$76.75M · min. income ≈ HK$743,908/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,378
−HK$21,036/mo
▼ 0.25% · 3.875%
HK$399,820
−HK$10,594/mo
Today · 4.125%
HK$410,414
baseline
▲ 0.50% · 4.625%
HK$432,048
+HK$21,634/mo
Deposit HK$32.89M · loan HK$76.75M · min. income ≈ HK$820,828/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$450,007
−HK$28,219/mo
▼ 0.25% · 3.875%
HK$464,005
−HK$14,221/mo
Today · 4.125%
HK$478,226
baseline
▲ 0.50% · 4.625%
HK$507,325
+HK$29,099/mo
Deposit HK$10.96M · loan HK$98.67M · min. income ≈ HK$956,452/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,628
−HK$27,048/mo
▼ 0.25% · 3.875%
HK$514,055
−HK$13,621/mo
Today · 4.125%
HK$527,676
baseline
▲ 0.50% · 4.625%
HK$555,490
+HK$27,814/mo
Deposit HK$10.96M · loan HK$98.67M · min. income ≈ HK$1,055,352/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$7,126,502 · Scale 2, in force from 26 Feb 2026)