LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,003
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,781
−HK$790/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$28,188
+HK$1,617/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,816
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,562
−HK$757/mo
Today · 4.125%
HK$29,319
baseline
▲ 0.50% · 4.625%
HK$30,864
+HK$1,545/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,638/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$948/mo
Today · 4.125%
HK$31,885
baseline
▲ 0.50% · 4.625%
HK$33,826
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,770/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,379
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$908/mo
Today · 4.125%
HK$35,182
baseline
▲ 0.50% · 4.625%
HK$37,037
+HK$1,855/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,364/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,005
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,093
−HK$1,107/mo
Today · 4.125%
HK$37,200
baseline
▲ 0.50% · 4.625%
HK$39,463
+HK$2,263/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,400/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,942
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,987
−HK$1,059/mo
Today · 4.125%
HK$41,046
baseline
▲ 0.50% · 4.625%
HK$43,210
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,092/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,006
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,406
−HK$1,422/mo
Today · 4.125%
HK$47,828
baseline
▲ 0.50% · 4.625%
HK$50,738
+HK$2,910/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,656/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,069
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,411
−HK$1,363/mo
Today · 4.125%
HK$52,774
baseline
▲ 0.50% · 4.625%
HK$55,555
+HK$2,781/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,548/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,193 · Scale 2, in force from 26 Feb 2026)