LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,004
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$790/mo
Today · 4.125%
HK$26,572
baseline
▲ 0.50% · 4.625%
HK$28,189
+HK$1,617/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,144/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,817
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$757/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$30,865
+HK$1,545/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,005
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,938
−HK$948/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,827
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,380
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$909/mo
Today · 4.125%
HK$35,184
baseline
▲ 0.50% · 4.625%
HK$37,038
+HK$1,854/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,368/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,106/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,464
+HK$2,263/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,943
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,988
−HK$1,059/mo
Today · 4.125%
HK$41,047
baseline
▲ 0.50% · 4.625%
HK$43,211
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,094/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,007
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,407
−HK$1,423/mo
Today · 4.125%
HK$47,830
baseline
▲ 0.50% · 4.625%
HK$50,740
+HK$2,910/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,660/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,070
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,413
−HK$1,362/mo
Today · 4.125%
HK$52,775
baseline
▲ 0.50% · 4.625%
HK$55,557
+HK$2,782/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,550/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,205 · Scale 2, in force from 26 Feb 2026)