LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,005
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,783
−HK$790/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$28,190
+HK$1,617/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,818
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,564
−HK$757/mo
Today · 4.125%
HK$29,321
baseline
▲ 0.50% · 4.625%
HK$30,866
+HK$1,545/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,642/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$949/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,828
+HK$1,940/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$908/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,040
+HK$1,855/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,007
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,096
−HK$1,106/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$2,264/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,945
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,990
−HK$1,059/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,213
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,009
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,409
−HK$1,423/mo
Today · 4.125%
HK$47,832
baseline
▲ 0.50% · 4.625%
HK$50,742
+HK$2,910/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,664/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,415
−HK$1,362/mo
Today · 4.125%
HK$52,777
baseline
▲ 0.50% · 4.625%
HK$55,559
+HK$2,782/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,554/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,222 · Scale 2, in force from 26 Feb 2026)