LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,006
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,784
−HK$790/mo
Today · 4.125%
HK$26,574
baseline
▲ 0.50% · 4.625%
HK$28,191
+HK$1,617/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,148/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,819
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,565
−HK$757/mo
Today · 4.125%
HK$29,322
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,546/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,644/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,007
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,941
−HK$948/mo
Today · 4.125%
HK$31,889
baseline
▲ 0.50% · 4.625%
HK$33,829
+HK$1,940/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,778/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,383
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,278
−HK$908/mo
Today · 4.125%
HK$35,186
baseline
▲ 0.50% · 4.625%
HK$37,041
+HK$1,855/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,372/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,009
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$1,107/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,468
+HK$2,264/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,947
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,060/mo
Today · 4.125%
HK$41,051
baseline
▲ 0.50% · 4.625%
HK$43,215
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,102/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,011
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,411
−HK$1,423/mo
Today · 4.125%
HK$47,834
baseline
▲ 0.50% · 4.625%
HK$50,744
+HK$2,910/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,668/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,074
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,363/mo
Today · 4.125%
HK$52,780
baseline
▲ 0.50% · 4.625%
HK$55,562
+HK$2,782/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,560/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,239 · Scale 2, in force from 26 Feb 2026)