LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,010
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$790/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,195
+HK$1,617/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$757/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$30,872
+HK$1,546/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,945
−HK$949/mo
Today · 4.125%
HK$31,894
baseline
▲ 0.50% · 4.625%
HK$33,834
+HK$1,940/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,788/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,388
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,283
−HK$908/mo
Today · 4.125%
HK$35,191
baseline
▲ 0.50% · 4.625%
HK$37,046
+HK$1,855/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,382/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,106/mo
Today · 4.125%
HK$37,209
baseline
▲ 0.50% · 4.625%
HK$39,473
+HK$2,264/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,418/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,952
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,060/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,221
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,017
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,418
−HK$1,422/mo
Today · 4.125%
HK$47,840
baseline
▲ 0.50% · 4.625%
HK$50,751
+HK$2,911/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,680/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,081
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,425
−HK$1,362/mo
Today · 4.125%
HK$52,787
baseline
▲ 0.50% · 4.625%
HK$55,570
+HK$2,783/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,574/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,297 · Scale 2, in force from 26 Feb 2026)