LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,010
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$790/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,196
+HK$1,618/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,570
−HK$757/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,546/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,946
−HK$948/mo
Today · 4.125%
HK$31,894
baseline
▲ 0.50% · 4.625%
HK$33,835
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,788/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,388
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,284
−HK$908/mo
Today · 4.125%
HK$35,192
baseline
▲ 0.50% · 4.625%
HK$37,047
+HK$1,855/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,384/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,107/mo
Today · 4.125%
HK$37,210
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,264/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,420/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,953
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,059/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,165/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,018
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,418
−HK$1,423/mo
Today · 4.125%
HK$47,841
baseline
▲ 0.50% · 4.625%
HK$50,752
+HK$2,911/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,682/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,082
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,425
−HK$1,363/mo
Today · 4.125%
HK$52,788
baseline
▲ 0.50% · 4.625%
HK$55,571
+HK$2,783/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,576/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,304 · Scale 2, in force from 26 Feb 2026)