LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,012
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$790/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,618/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$757/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,546/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,014
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,948
−HK$948/mo
Today · 4.125%
HK$31,896
baseline
▲ 0.50% · 4.625%
HK$33,837
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,792/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,390
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,286
−HK$908/mo
Today · 4.125%
HK$35,194
baseline
▲ 0.50% · 4.625%
HK$37,050
+HK$1,856/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,388/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,017
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,106
−HK$1,106/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,477
+HK$2,265/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,956
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,060/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,225
+HK$2,165/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,021
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,422
−HK$1,423/mo
Today · 4.125%
HK$47,845
baseline
▲ 0.50% · 4.625%
HK$50,756
+HK$2,911/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,690/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,086
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,429
−HK$1,363/mo
Today · 4.125%
HK$52,792
baseline
▲ 0.50% · 4.625%
HK$55,574
+HK$2,782/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,584/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,333 · Scale 2, in force from 26 Feb 2026)