LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,013
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,791
−HK$790/mo
Today · 4.125%
HK$26,581
baseline
▲ 0.50% · 4.625%
HK$28,199
+HK$1,618/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$53,162/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,827
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,573
−HK$757/mo
Today · 4.125%
HK$29,330
baseline
▲ 0.50% · 4.625%
HK$30,876
+HK$1,546/mo
Deposit HK$5.48M · loan HK$5.48M · min. income ≈ HK$58,660/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,016
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$949/mo
Today · 4.125%
HK$31,898
baseline
▲ 0.50% · 4.625%
HK$33,839
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,796/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,392
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,288
−HK$908/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,051
+HK$1,855/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,018
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,107
−HK$1,107/mo
Today · 4.125%
HK$37,214
baseline
▲ 0.50% · 4.625%
HK$39,478
+HK$2,264/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,428/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,957
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,002
−HK$1,060/mo
Today · 4.125%
HK$41,062
baseline
▲ 0.50% · 4.625%
HK$43,226
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,124/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,023
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,424
−HK$1,423/mo
Today · 4.125%
HK$47,847
baseline
▲ 0.50% · 4.625%
HK$50,758
+HK$2,911/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,694/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,088
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,431
−HK$1,363/mo
Today · 4.125%
HK$52,794
baseline
▲ 0.50% · 4.625%
HK$55,577
+HK$2,783/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,588/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,351 · Scale 2, in force from 26 Feb 2026)