LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,015
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$791/mo
Today · 4.125%
HK$26,584
baseline
▲ 0.50% · 4.625%
HK$28,201
+HK$1,617/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,168/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$758/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$30,879
+HK$1,546/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,018
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,952
−HK$949/mo
Today · 4.125%
HK$31,901
baseline
▲ 0.50% · 4.625%
HK$33,842
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,802/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,395
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,291
−HK$908/mo
Today · 4.125%
HK$35,199
baseline
▲ 0.50% · 4.625%
HK$37,055
+HK$1,856/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,398/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,021
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$1,106/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,482
+HK$2,265/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,961
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,006
−HK$1,060/mo
Today · 4.125%
HK$41,066
baseline
▲ 0.50% · 4.625%
HK$43,230
+HK$2,164/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,132/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,027
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,423/mo
Today · 4.125%
HK$47,851
baseline
▲ 0.50% · 4.625%
HK$50,762
+HK$2,911/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,702/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,092
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,436
−HK$1,363/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$2,783/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,387 · Scale 2, in force from 26 Feb 2026)