LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,016
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$791/mo
Today · 4.125%
HK$26,585
baseline
▲ 0.50% · 4.625%
HK$28,202
+HK$1,617/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$53,170/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,830
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,576
−HK$758/mo
Today · 4.125%
HK$29,334
baseline
▲ 0.50% · 4.625%
HK$30,880
+HK$1,546/mo
Deposit HK$5.49M · loan HK$5.49M · min. income ≈ HK$58,668/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,019
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$949/mo
Today · 4.125%
HK$31,902
baseline
▲ 0.50% · 4.625%
HK$33,843
+HK$1,941/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$63,804/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,396
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,292
−HK$908/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,056
+HK$1,856/mo
Deposit HK$4.39M · loan HK$6.58M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,022
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,112
−HK$1,107/mo
Today · 4.125%
HK$37,219
baseline
▲ 0.50% · 4.625%
HK$39,483
+HK$2,264/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,438/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,962
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,007
−HK$1,060/mo
Today · 4.125%
HK$41,067
baseline
▲ 0.50% · 4.625%
HK$43,232
+HK$2,165/mo
Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$82,134/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,029
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,429
−HK$1,423/mo
Today · 4.125%
HK$47,852
baseline
▲ 0.50% · 4.625%
HK$50,764
+HK$2,912/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$95,704/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,094
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,363/mo
Today · 4.125%
HK$52,800
baseline
▲ 0.50% · 4.625%
HK$55,584
+HK$2,784/mo
Deposit HK$1.10M · loan HK$9.87M · min. income ≈ HK$105,600/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$411,400 · Scale 2, in force from 26 Feb 2026)